Country guide

Corporate gift cards in Germany

Local brands, pay in EUR (€), and clear notes on tax and compliance, so HR, sales and finance are on the same page.

Currency
EUR (€)
Working language
German, English
Local brands
6+ available now
Delivery
Real-time

01, Local brands

Brands recipients in Germany recognise and use

Amazon.de
Zalando
IKEA
Otto
Douglas
Spotify

And hundreds of other local and global brands, plus open-loop prepaid where relevant.

02, Tax and compliance

Germany has a Sachbezugsfreigrenze: gift cards up to €50 per month per employee are usually tax-free, provided the conditions are met.

  • Sachbezugsfreigrenze: up to €50 per month tax-free for employees (ZAG-compliant cards).
  • Aufmerksamkeiten for special occasions: up to €60 tax-free per occasion.
  • Sales promotions and client gifts follow separate rules (§ 4 Abs. 5 EStG, limit €35).
  • Since 2022 the ZAG requirements are stricter, so open-loop cards can be used in fewer cases.

General introduction, not tax advice. Check specific programmes with a Steuerberater.

03, Delivery options

Deliver the way your process needs

Delivery methods
  • •Email in German or English
  • •API trigger
  • •Bulk CSV
Worth knowing
  • •Real-time delivery
  • •German-language redemption flow by default

04, Frequently asked questions

Specific to Germany

Which gift cards meet the Sachbezug requirements?

Cards issued as closed-loop or limited-network cards (ZAG-compliant). Pure open-loop prepaid cards often fall outside the exemption, so choose the right category for each programme.

Can the €50 monthly exemption be carried over?

No, unused allowance does not roll over to the next month. If the limit is exceeded in a month, the exemption is lost for the whole amount.

Launch your reward programme in Germany

Request a proposal or let us set up a programme that fits your tax and operational context.