Universal cards

Send a Mastercard Prepaid gift card

Pick an amount, add a message and send it. The Mastercard Prepaid card arrives by email and can be opened straight away.

prepaid

This is how it arrives

For …

Write something personal

Amount

Amounts for this country are not confirmed yet, so we do not show any here.

When should it arrive
See what is available here

You confirm the message, the date and the payment in the next step.

Valid for at least 24 months. No fees.

Where it works: Prepaid card, spendable wherever the network is accepted.

Using the Mastercard Prepaid gift card: what the issuer says

How the Mastercard Prepaid gift card is redeemed is set by Mastercard Incorporated, not by us. We only publish what is readable on the issuer's own page. For this card we have no dependable version of those rules, so no figure appears here — not even as an estimate.

What to ask Mastercard Prepaid directly

  • How long a Mastercard Prepaid gift card stays valid after issue, and whether spending restarts the clock.
  • Whether Mastercard Incorporated accepts the Mastercard Prepaid gift card online as well as in store.
  • Whether several Mastercard Prepaid gift cards can be combined in one purchase, and whether a count limit applies.
  • What happens to a remaining balance on a Mastercard Prepaid gift card when the purchase is smaller than its value.
  • Whether Mastercard Incorporated replaces a lost Mastercard Prepaid gift card, and what details are needed to do so.
  • Whether the Mastercard Prepaid gift card can be used on promotional items, delivery charges or services from Mastercard Incorporated.
  • Whether Mastercard Incorporated can move the balance of a Mastercard Prepaid gift card onto a new card on request.
  • Which Mastercard Incorporated service desk the recipient contacts if the Mastercard Prepaid gift card is refused at the till.

For teams

Mastercard Prepaid for business

Order Mastercard Prepaid for staff, clients or a campaign — from one card to thousands, in your own account.

  • Free business account, order yourself whenever you want
  • Bulk orders with a recipient list upload
  • Pay on invoice or by purchase order
  • Your own account manager as backup, not as a gate
  • Multi-country campaigns with local cards per recipient

How we take it off your plate

A dedicated person handles the order end-to-end.

  1. 1. You brief

    Volume, budget, occasion and deadline in one email or call. We advise on brands and tax fit for your market.

  2. 2. We handle procurement

    We reserve stock with the brand, lock in the face value and confirm delivery slots for your programme.

  3. 3. Personalisation & delivery

    Logo, message and carrier in your brand. Digital or postal, on the date you choose.

  4. 4. Tax reporting

    You receive one consolidated invoice and a clear per-campaign report your finance team can hand to the auditor. No claim of tax-free status.

Popular occasions in your market

Where this brand lands best inside UK & Irish B2B programmes.

Order in fixed amounts — or pick your own

Choose a tile or enter a custom amount; in the next step your account manager comes back with a proposal within one business day.

Send your details — your account manager comes back with a proposal within one business day.

Get price & availability

Drop your company name and work email — we'll send an indicative quote within 1 working day.

Pay on invoice · no minimum · reply within 1 working day

We store your details securely and only use them for this enquiry. See our privacy policy. Read our privacy policy.

Pay on invoice · no minimum · reply within 1 working day

Business guarantees

What you get with every proposal — no surprises later.

  • Pay on invoice
    Net 14 or 30 days after delivery. No credit card required.
  • Purchase orders (PO)
    PO number on invoice, split billing and cost-centre allocation supported.
  • VAT documentation
    Full VAT invoice with company number, VAT ID and correct per-country rates.
  • Privacy and GDPR
    Data Processing Agreement on request. Data stays in the EU.
  • Security
    Encrypted storage, MFA on sales portal, need-to-know access.
  • Fraud prevention
    Manual review on unusual volumes, IP and device checks.
  • Delivery SLA
    Digital codes normally within 1 business day of approval; bulk on schedule.
  • Support
    English B2B support by email, chat and phone during business hours.
  • Replacement for undelivered codes
    Not received or unusable? We replace free of charge after verification.
  • Validity terms
    Expiry differs by brand and card type; we state this upfront per SKU.
  • Country restrictions
    Not every card redeems in every country. We show explicitly where an SKU is valid.

Your details are used only for this enquiry. Read our privacy policy.

About the card

Mastercard Prepaid is a widely redeemable prepaid gift card — open-loop Mastercard prepaid card.

On gift.cards you order Mastercard Prepaid in bulk for flexibility-first employee reward. Available markets: Germany, the Netherlands, France, the UK, the US.

Fiscal treatment is derived per country from the widely redeemable model — see the compliance table below.

How B2B ordering works on gift.cards

Bulk, personalisation, invoicing and dedicated account management — not a consumer checkout.

  • Dedicated account manager — you pay only the face value
  • Individual cards or bulk sends, coordinated for you
  • One consolidated invoice per program, per-program reporting
  • Branded email and landing page on request

Rolling out to more countries? We handle that too.

Below you can see how this card sits in DE, NL, FR and the US. Our account managers handle multi-country delivery and per-market tax fit when you go beyond your home market.

Tax compliance by market

How this card sits inside each country's framework. General information, not tax advice — confirm with your accountant for material program volumes.

Germany

Taxable
Sachbezug · § 8 EStG · €50 / month

Breed inwisselbaar (o.a. verkopers van derden) — NIET Sachbezug-conform; volledig belastbaar loon.

See tax guide →

Netherlands

Partial
WKR vrije ruimte + small-gift rule

Breed inwisselbare kaarten worden door de Belastingdienst vaak als loon in geld gezien — vermijd voor Sachbezug-achtige inzet.

See tax guide →

France

Taxable
URSSAF chèque cadeau · €200 / event

Breed inwisselbare kaarten zijn nooit URSSAF-conform — volledig belastbaar.

See tax guide →

United Kingdom

Taxable
Trivial benefits · £50 per gift

Breed inwisselbaar = cash-equivalent voor HMRC — belast via PAYE/P11D.

See tax guide →

United States

Taxable
Cash-equivalent fringe benefit · W-2

IRS: cash-equivalent fringe benefit — melden op W-2.

See tax guide →

General information about gift card tax frameworks. Not tax advice; confirm with your accountant for material program volumes.

Suitable occasions

Where this brand lands best inside a B2B program.

  • flexibility-first employee reward
  • Employee birthdays and work anniversaries
  • Spot bonuses and peer recognition
  • Client thank-you moments
  • Research and panel incentives

Frequently asked questions

Is a Mastercard Prepaid gift card widely redeemable?

Yes — Mastercard Prepaid is widely redeemable, redeemable within open-loop Mastercard prepaid card.

Is Mastercard Prepaid tax-compliant for employee gifts?

Depends on country: see the per-market compliance table. As a widely redeemable card, treatment follows that framework.

Can we order Mastercard Prepaid in bulk via gift.cards?

Yes — bulk sends coordinated by your account manager, one consolidated invoice, branded delivery.

Send your first batch this week

One dedicated account manager, one invoice for the whole batch — proposal within one business day.

Trademark notice

Mastercard is a trademark of Mastercard Incorporated. gift.cards is an independent provider and is not affiliated with, sponsored by, or endorsed by Mastercard Incorporated.