Germany
CompliantSachbezug · § 8 EStG · €50 / month
Closed-loop, qualifies as Sachbezug within €50/month under § 8 EStG.
See tax guide →H&M — closed-loop gift card for corporate rewards.
You don't have to be a multinational. We handle five cards end-to-end the same way we handle five thousand — on invoice, with a dedicated account manager and trivial-benefits-ready reporting.
A dedicated person handles the order end-to-end.
Volume, budget, occasion and deadline in one email or call. We advise on brands and tax fit for your market.
We reserve stock with the brand, lock in the face value and confirm delivery slots for your programme.
Logo, message and carrier in your brand. Digital or postal, on the date you choose.
One consolidated invoice and a per-campaign report your finance team can hand straight to HMRC or the auditor.
Where this brand lands best inside UK & Irish B2B programmes.
Choose a tile or enter a custom amount; in the next step your account manager comes back with a proposal within one business day.
Send your details — your account manager comes back with a proposal within one business day.
Drop your company name and work email — we'll send an indicative quote within 1 working day.
Pay on invoice · no minimum · reply within 1 working day
What you get with every proposal — no surprises later.
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H&M is a closed-loop fashion gift card — global apparel retailer.
On gift.cards you order H&M in bulk for onboarding, birthdays and peer recognition. Available markets: Germany, the Netherlands, France, the UK, the US.
Fiscal treatment is derived per country from the closed-loop model — see the compliance table below.
Bulk, personalisation, invoicing and dedicated account management — not a consumer checkout.
Below you can see how this card sits in DE, NL, FR and the US. Our account managers handle multi-country delivery and per-market tax fit when you go beyond your home market.
How this card sits inside each country's framework. General information, not tax advice — confirm with your accountant for material program volumes.
Closed-loop, qualifies as Sachbezug within €50/month under § 8 EStG.
See tax guide →Fits WKR vrije ruimte.
See tax guide →Eligible as chèque cadeau via CSE for recognised URSSAF events.
See tax guide →Fits trivial benefits within £50 per gift.
See tax guide →Cash-equivalent fringe benefit, report on W-2 regardless of amount.
See tax guide →General information about gift card tax frameworks. Not tax advice; confirm with your accountant for material program volumes.
Where this brand lands best inside a B2B program.
Other brands and reads that go well with this one.
Open-loop marketplace card, recognised in 15+ Amazon storefronts. Wide catalogue and flexibility — but NOT Sachbezug-conform in Germany.
The premium Apple ecosystem card for engineering, design and product teams. Closed-loop across App Store, iCloud and Apple Store.
Europe's fashion default — closed-loop, multi-country, high recognition across DE, NL, FR and GB.
Universally recognised home & furniture card. Closed-loop, fits in-kind frameworks in every European market.
Yes — H&M is closed-loop, redeemable within global apparel retailer.
Depends on country: see the per-market compliance table. As a closed-loop card, treatment follows that framework.
Yes — bulk sends coordinated by your account manager, one consolidated invoice, branded delivery.
One dedicated account manager, one invoice for the whole batch — proposal within one business day.
H&M is a trademark of H & M Hennes & Mauritz AB. gift.cards is an independent provider and is not affiliated with, sponsored by, or endorsed by H & M Hennes & Mauritz AB.